ファイナンス 2017年9月号 Vol.53 No.6

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insurers, as well as stress test large exposures periodically （JFSA）.②Continue conducting liquidity stress testing regularly for significant foreign currencies and require banks to hold sucient counterbalancing capacity, particularly high-quality liquid assets （JFSA）.★Financial Sector Oversight①Give JFSA the power to set capital requirements for banks based on specic risk proles （Gov）②Introduce more specific periodic reporting requirements and more proactive investigations into related party transactions （JFSA）.③Take further steps to implement an economic-value-based solvency regime for insurers （JFSA）.④Ensure robust supervision of the systemically important securities firms by ensuring access to　sufficient number of experienced staff and onsite monitoring of overseas operations （JFSA, SESC）.⑤Address recovery planning issues on regulation for central counterparties （JFSA）.⑥Enhance recovery plan further by including extreme stress scenarios while ensuring continuity of critical services and mitigating contagion risks through clearing members. （JSCC）.★Macroprudential Policy①Clarify the mandate of the Council for Cooperation on Financial Stability （JFSA, BoJ）.②Consider proactively enhancing the macroprudential tool box, including sectoral tools （JFSA）.③Continue to broaden and deepen the scope of systemic risk assessments （JFSA, BoJ）.★Crisis Management, Resolution, and Financial Safety Nets①Strengthen resolution framework by removing ambiguities in the choice of tools, introducing a statutory bail-in power, clarifying triggers to enable early entry into resolution, and ensure that the role for the courts does not hinder eective resolution （JFSA）.②Enhance crisis preparedness and coordination via an interagency crisis management forum （MoF, Minister for FS, BoJ, JFSA, DICJ）.③Establish an orderly resolution regime, following international guidance, for central counterparties and other FMI operators （JFSA）.④Encourage earlier prompt corrective action and provide a clearer path to resolution （JFSA）.⑤Consider broadening the perimeter of institutions to establish loss-absorbing capacity （JFSA）.⑥Strengthen framework for the provision of emergency liquidity assistance and tighten preconditions for the use of temporary public funding in resolution （MoF, BoJ）.★Financial Intermediation①Continue engaging with banks on implications of macroeconomic and demographic trends and take actions on a timely basis when viability concerns are identied for individual institutions （JFSA）.②Encourage banks to evolve risk management practices in line with new business activities （JFSA）.③Encourage regional and Shinkin banks to review measures such as cost reduction, consolidation, income diversification, and fee structures to address medium term profitability concerns （JFSA, Gov）.④Lower coverage of credit guarantees （SME Agency）.ファイナンス　2017.963対日金融審査についてＳＰＯＴ